BankSouth Mortgage
990 Hammond Drive
Suite 210
Atlanta, Georgia 30328
NMLS: 690971

Keith Spain
Vice President
NMLSR#: 208658
404.434.6185 d
678.387.1221 f
BankSouth Mortgage  

Keith Spain, Vice President, Senior Mortgage Banker:
Keith Spain is recognized as one of the leading residential mortgage professionals in the Atlanta area. He is highly regarded for his excellent customer service, enthusiasm, and follow-up. These qualities have helped him develop a strong reputation in both the real estate and mortgage industry.

Leveraging his customer-centric business model, and over 17 years of mortgage industry experience, Spain is focused on quick turn times, reliability, growing industry knowledge, as well as ensuring that his clients and agents are provided with a best-in-class mortgage experience. Spain is an active member of the Mortgage Bankers Association of Georgia (MBAG). A native of Tennessee, he has been an Atlanta resident for over 20 years and currently resides in Peachtree Hills.

Kim Nelson
678.551.7121 d
678.551.7131 f
NMLSR#: 690971  

Kim Nelson, CEO, BankSouth Mortgage:
Dynamic, dedicated, and driven, Kim Nelson's sales record speaks for itself. With more than 20 years’ experience as an award-winning sales executive, Kim has demonstrated phenomenal success driving multimillion-dollar sales growth and is a veritable leader at improving sales team performance. Kim's work ethic is highly regarded, and she is known by clients and business partners for her loyalty, tenacity, and unstoppable drive to succeed.

In July 2003, Kim was entrusted with additional management responsibilities following the acquisition of Sun America Mortgage by Virginia based SunTrust Mortgage. Since 2003, Kim opened offices for SunTrust Mortgage in Greenville, South Carolina; Charlotte, Greensboro, and Raleigh, North Carolina; and Tampa, Florida. She was the driving force behind extraordinary sales growth and profitability, while she also provided award winning sales leadership in highly competitive markets, with annual production volume exceeding 1 billion.

Kim has been named a "Phenomenon" by one of the nation's top speakers and sales trainers, 24-year industry veteran Doug Smith. After more than two decades of serving the mortgage community Kim's dream of owning her own business came to fruition in 2008. In the five years since inception, BankSouth Mortgage has achieved over $700 million annual volume and has earned the #5 spot for purchase market share in one of the most competitive real estate markets in the country. With eight offices throughout Georgia, BankSouth Mortgage continues to grow and thrive. Nelson and her husband of 26 years have two children and reside in Atlanta.

Harold Reynolds, CEO and Chairman, BankSouth:
Harold Reynolds is the Chief Executive Officer & Chairman of BankSouth. With over 30 years’ experience in the banking industry, Mr. Reynolds has been instrumental in leading BankSouth to a growth of $370 million in assets; gaining 52% of all deposits in Greene County, Georgia. Strategic expansion successes include leading BankSouth’s de novo branching into the Savannah market and acquiring North Georgia Bank in 2011 through a loss share agreement with the FDIC. In 2011, he worked to acquire BankSouth Mortgage where he continues to be actively involved, serving as Executive Chairman and serving on the Board of Directors. His priorities with the mortgage company include achieving and maintaining best in class operations, along with promoting smart and efficient growth.


Under his leadership, BankSouth is regularly recognized by banking associations as a consistent and top performing deposit institution. In 2013 and 2014, BankSouth was ranked by Independent Community Bankers Association as one of the most efficient and well-run banks in the country. Additionally, ICBA ranked BankSouth in the top 20 nationwide for Return on Equity and Return on Assets in 2006, 2007, 2011, 2013 and 2014. BankSouth was voted “Best Bank” by area citizens in the Lake Oconee Breeze 1st Annual Reader's Choice Awards for the past three years.


Mr. Reynolds became Chairman of Citizens Union Bank in 1983, which changed its name to BankSouth in 2004. Prior to joining Citizens Union Bank, Mr. Reynolds was the President of Reynolds Plantation, a residential lake community with four championship golf courses on Lake Oconee, and Director of Clowes Clinic, the largest medical complex in the Lake Oconee area. He graduated from the Georgia Institute of Technology with a degree in Industrial Systems Engineering and is a member of the Young Engineers Hall of Fame. He currently serves on the Board of Community Bankers Association of Georgia and on the Board of United Surgery Center Partners. He also served on the Board of the Georgia System of Technical Colleges for 13 years, most recently as Chairman.

About BankSouth Mortgage:
BankSouth Mortgage offers premier mortgage services with 8 locations and a wide area network of strategically placed “best in class” loan originators in the southeast. Since its inception in 2008, BankSouth Mortgage has achieved multi-million dollar growth year-over-year and is ranked forth for market share in the Atlanta metropolitan area for purchase transactions. The mortgage company is backed by one of the most stable and well-respected community banks in the nation. BankSouth was recently named as one of the top 20 high performing banks in the US for the 2nd consecutive year and the 4th time in recent years by the Independent Community Bankers Association (ICBA). Serving customers primarily in the Southeast, including Georgia, Alabama, Florida, Tennessee, North Carolina and South Carolina. BankSouth Mortgage specializes in Conventional, Jumbo, FHA, VA, Home Equity Loans, as well as Refinances, Second Mortgages and Home Improvement Loans.  BankSouth Mortgage stands out in the industry by offering both cutting edge technology and legendary, high touch personal customer service.